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There are many ways of funding a civil claim for compensation, depending on a claimant’s circumstances and preferences.
You may already have legal expenses insurance cover as part of your household or car insurance policy to help with any legal costs. If you are a member of a trade union they may provide help with legal costs, even if the accident happened outside the workplace.
The majority of our personal injury claims are funded by a Conditional Fee Agreement (CFA) commonly called a No Win No Fee agreement. If we agree to pursue your claim on this basis we will usually also recommend that you take out an ‘After the Event' (ATE) insurance policy.
This will indemnify you in respect of any legal expenses incurred and any defendant’s costs you are ordered to pay if your claim is unsuccessful. In other words, if we recover nothing for you, you will have nothing to pay.
In practice, No Win No Fee simply means if you do not win your claim, you will not have to pay the solicitor’s professional fees. If you win your case, your opponent pays the majority of your legal costs. Any legal costs not paid by your opponent will be deducted from the compensation that you are awarded.
A No Win No Fee agreement allows Shoosmiths to proceed with your case with no up-front costs to be paid. This means you can focus on recovering from your injuries, rather than worrying about how much it will all cost.
You can be reassured that even if you lose there will be no financial risk or cost to you. You will pay nothing out of your own pocket as your claim progresses. We will fund all of the necessary expenses (e.g. fees levied by medical experts for providing reports and court fees) for which you will not be charged.
